You take a loan to buy a car, miss a few payments and what happens? The bank sends some goons to repossess your car, and sell it off. You take a loan and buy 50 planes, miss a few payments and what happens? The bank pays you some more money, other banks also join in to give you some money.
There is something seriously wrong with the banking systems of this world. An average guy is shown no mercy when he is not in a position to repay the loan, on the other hand the same average citizen's money is used when someone like Vijay Mallya is not able to pay his dues.